This ☝️💸 it's really good to know.
I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)
You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
Said 11 notes for mine. 🤣😂
Louder for everyone who needs to hear!!
Source
“Image Credit: Carol Rossetti
When Brazilian graphic designer Carol Rossetti began posting colorful illustrations of women and their stories to Facebook, she had no idea how popular they would become.
Thousands of shares throughout the world later, the appeal of Rosetti’s work is clear. Much like the street art phenomenon Stop Telling Women To Smile, Rossetti’s empowering images are the kind you want to post on every street corner, as both a reminder and affirmation of women’s bodily autonomy.
“It has always bothered me, the world’s attempts to control women’s bodies, behavior and identities,” Rossetti told Mic via email. “It’s a kind of oppression so deeply entangled in our culture that most people don’t even see it’s there, and how cruel it can be.”
Rossetti’s illustrations touch upon an impressive range of intersectional topics, including LGBTQ identity, body image, ageism, racism, sexism and ableism. Some characters are based on the experiences of friends or her own life, while others draw inspiration from the stories many women have shared across the Internet.
“I see those situations I portray every day,” she wrote. “I lived some of them myself.”
Despite quickly garnering thousands of enthusiastic comments and shares on Facebook, the project started as something personal — so personal, in fact, that Rossetti is still figuring out what to call it. For now, the images reside in albums simply titled “WOMEN in english!“ or ”Mujeres en español!“ which is fitting: Rossetti’s illustrations encompass a vast set of experiences that together create a powerful picture of both women’s identity and oppression.
One of the most interesting aspects of the project is the way it has struck such a global chord. Rossetti originally wrote the text of the illustrations in Portuguese, and then worked with an Australian woman to translate them to English. A group of Israeli feminists also took it upon themselves to create versions of the illustrations in Hebrew. Now, more people have reached out to Rossetti through Facebook and offered to translate her work into even more languages. Next on the docket? Spanish, Russian, German and Lithuanian.
It’s an inspiring show of global solidarity, but the message of Rossetti’s art is clear in any language. Above all, her images celebrate being true to oneself, respecting others and questioning what society tells us is acceptable or beautiful.
“I can’t change the world by myself,” Rossetti said. “But I’d love to know that my work made people review their privileges and be more open to understanding and respecting one another.””
From the site: All images courtesy Carol Rossetti and used with permission. You can find more illustrations, as well as more languages, on her Facebook page.
I am American, so it maybe a disconnect but for me when I think of jkr, I don’t first think of the badness going on. I think of the good that I grew up with that has nothing to do with her as an actual entity, like the Christmas me and my siblings got the first three books and all I could think was that would distract us from each other. I’m not agreeing with her, absolutely not. I’m just wondering why you want to spread more hate when they seem to have a handle on it?
the way that jkr and her supporters have weaponized her hatred of trans people so that everyone else looks away from her bigotry, her racism, her misogyny, her antisemitism, her labeling gay men with aids as pedophiles, her anti autistic statements, her fucking imperialistic colonizing british beliefs is hilariously telling. not only do yall fucks hate trans people; you hate everyone who doesnt live up to the white supremist perfect ideal that she raised you to believe with her books. fuck jkr fuck her fans.
Because even when it's not spoopy season, it's going to be good to know!
Spoopy Season Safety
Because What!?
“What do you mean the tower is gone? Are you sure you’re in the right place? I actually used more colorful words than that,” Brett Elmore recounted to NBC News. “He said there’s wires all over the ground and the tower is gone.”
I'll be the first one to say that my dad likely didn't know what to do with us, but I'll be the first one to say that he tried. We had a little hallway around the stairs and a little ledge thing along the stairs and that's where we went for timeout. He managed to be a good example for not only me but also my anger-issues older brother and my manic-depressive bi-polar older sister.
A lot of people around me are having kids and every day it becomes more apparent that hitting your children to punish them is insane because literally everything can be a horrible punishment in their eyes if you frame it as such.
Like, one family makes their toddler sit on the stairs for three minutes when he hits his brother or whatever. The stairs are well lit and he can see his family the whole time, he’s just not allowed to get up and leave the stairs or the timer starts over. He fucking hates it just because it’s framed as a punishment.
Another family use a baseball cap. It’s just a plain blue cap with nothing on it. When their toddler needs discipline he gets a timeout on a chair and has to put the cap on. When they’re out and about he just has to wear the cap but it gets the same reaction. Nobody around them can tell he’s being punished because it’s in no way an embarrassing cap, but HE knows and just the threat of having to wear it is enough.
And there isn’t the same contempt afterwards I’ve seen with kids whose parents hit them. One time the kid swung a stick at my dog, his mother immediately made him sit on the stairs, he screamed but stayed put, then he came over to my dog and gently said “Sorry Ellie” and went back to playing like nothing happened, but this time without swinging sticks at the nearby animals.
I will admit that I will go for completed works first but to just disregard works that are 'only' 90k or 47k, like that's a good twenty (20) to forty (40) pages at least in a word document. And not all fandoms have things that are that high in words...
I think some people (myself included) think that 100k is short because we are used to reading fic of more than 250k but you are right. I know that 100k is a lot of work and effort but that does not mean that because of our very twisted way of seeing things, we do not value every word that writers share with us (or at least that is my case)
hmm i’ve seen people say “i won’t read a fic if it’s less than 300k because it’s not worth my time,” and i’ve seen people demand more more more more despite a writer giving them a 80-100k story (a literal book). so i get that reading fic of more than 250k might skew perception, but even 20k, 40, 80k — that’s a lot of work. time. effort. thought. care. not all writers have the time or energy to write 800k epics. it doesn’t make their work any less worth praise and love, which is what i’d really like this fandom to wrap its head around.
So, you want to write about a natural disaster to advance your plot and torture your players/characters even more? Let me tell you how, accurately.
I feel like unless it is a volcano, natural disasters are a pretty slept on plot drivers, and some of them are really cool and unique! Today, I will talk to you about land slides, earthquakes (And earthquake related disasters), and volcanoes.
Landslides: Probably one I see the least in stories, but one that would be incredibly interesting to write into a plot where they believe in curses. Landslides can happen along ocean bluffs, slightly hilly areas, and highly mountainous areas, this means it is something that can happen in most landscapes. But what can trigger a landslide? Mostly all you need to trigger a landslide could be just abnormally large amounts of rain, excessive deforestation (with a little bit of rain), or an earthquake. If you don't want to use deforestation or an earthquake as a catalyst, a really cool indicator that the land is slipping and may be prone to a collapse is J hooked trees.
This indicates that there is soil creeping slowly over time, and it may lead to a major landslide.
2. Earthquakes: Probably one of the easiest things to write, earthquakes can happen anywhere, but they are most common in places that are tectonically active areas. There are about three types of environments you can expect earthquakes to be common. The first is just rugged mountains, if your landscape looks like this, you should write in earthquakes. Associated hazards could be landslides, avalanches, and large falling rocks.
The next landscape could be a thin mountain range, next to the ocean, very scenic, but very dangerous. Essentially, I am describing a subduction zone environment.
Earthquakes in these areas could equal a couple different associated disasters. Scenario one: A very large earthquake happens, and the ocean begins to recede. This is a tsunami, enough said. If you are writing a tsunami though, please, please, do not write it as a large wave, thank you. Also, a common way people are hurt by tsunami's are from them going into the ocean because they don't understand a tsunami is going to happen.
Scenario two: A large earthquake happens, your characters are in a valley and suddenly the ground begins to liquify as the ground shakes, once the shaking stops, the ground becomes solid like nothing ever happened, except everything has suddenly sunk into the now hard ground. This is called liquefaction and it typically happens in areas that have loose dirt or lots of saturated soil.
Scenario three: There are a lot of small earthquakes, they do not cause a lot of damage, but you begin to notice that one of the isolated mountains has a plume rising. Earthquakes can indicate lava moving underground and the filling of magma chambers.
The next environment that can host lots of earthquakes would be regions that have a lot of really deep valleys and small mountain ranges (not cone volcanoes), but overall seems pretty flat.
This indicates a transform fault like the San Andreas. If you want to hint at there being earthquakes in the area, you can show fence posts that are suddenly several feet out of line at a dilapidated farm or something similar.
(These earthquakes are different because they are cased from sideways movement, not an up-and-down movement this hint can only be used for this environment). Volcanoes would not be found here, but liquefaction and landslides could still occur here.
4. Volcanoes: If you thought earthquakes had a lot of information, volcanoes do too. First you have to ask yourself, what kind of volcano you want to have, what kind of eruption style? So lets break down the kind of eruptions you can have and what their landscapes look like. Hawaiian Shield volcano: This will produce a smooth fast lava, the landscape typically is pretty flat, but there will be small cones and the rocks can have a ropey or jagged texture and the rocks will be almost exclusively black to dark red.
Stratovolcanoes: These will be solitary mountains, typically, that look like perfect cones (Picture shown in earthquake section). These will have large ash cloud eruptions and pyroclastic flows, they may have some lava, but typically most damage is done from the pyroclastic flows (think Pompeii). Some hints of these, other than describing the cone features (which can be hidden by other mountains), would be to talk about petrified wood! Trees can get fossilized in the ash and I imagine it would be very strange to find this rock that clearly looks to be a piece of wood, but its a rock. Subcategory- Calderas: Used to be a large stratovolcano, but they erupt so explosively that the entire cone collapses and creates a basin.
There are a lot of kinds of volcanoes out there, so forgive me for just putting an infographic and then talking to you about these really rare types of eruptions that I feel like people should know about.
Okay lets talk about blue lava (kind of) and black lava
You will notice the lava is still red in the middle of this image, during the day these would look like a normal eruption, but at night the burning sulfur would make it appear blue. Some cool features other than this, would be that any water in the area would become very acidic and burn the skin due to sulfuric acid. This would again be really cool if you are trying to describe a 'cursed' land.
Black lava: This happens only in the east African rift I believe, but it is a carbonatite lava, but if you are writing in a rift valley (where the continent is tearing apart to form a new ocean) this might be a cool feature. The lava will cool white and will quickly erode, it makes for a very alien landscape!
Anyway as always, this is supposed to be an introductive guide for the basics of writing geology to create cool landscapes/features into dnd or fictional universes, if you are a geologist please understand my oversimplification of tectonics, I didn't want people to run away.
Felt that it’s important to share videos like this too.
Yeah, but it's also a learning experience, like you now know to buy less or something else. And when you get done it's clean.